Every Hartwell & Sinclair principal is licensed, named on the engagement letter, and personally accountable for the advice delivered — not a support function behind a relationship manager.
Meet Us in Person
A deliberately small team built for depth, not breadth.
Edward spent fourteen years at a Vienna-based private bank before co-founding Hartwell & Sinclair in Iași in 2011. His core expertise is in structured product due diligence and insurance wrapper architecture. He holds the CFA designation and is a licensed financial planner under Romanian FSA regulation. He personally chairs every new client discovery session.
Miriam is a qualified actuary and the firm's internal risk authority. She designed the stress-testing methodology that underpins every Capital Protection Statement and oversees all regulatory compliance across EU jurisdictions. Before co-founding the firm, she spent eight years at a reinsurance group in Bucharest, specialising in longevity and inflation risk modelling.
Radu joined Hartwell & Sinclair in 2015 after a decade managing fixed-income portfolios for Romanian institutional investors. He leads all liability-matching mandates and maintains the firm's relationships with custodian banks in Luxembourg and Frankfurt. He holds a Master's degree in Financial Mathematics from Alexandru Ioan Cuza University, Iași.
Teodora is a licensed Romanian attorney and EU tax specialist with a focus on cross-border estate planning and the tax treatment of insurance wrappers under Romanian law. She coordinates with notaries, trustees, and foreign legal counsel on multi-jurisdictional mandates. Her background includes five years at a Bucharest law firm specialising in private wealth transactions.
Hartwell & Sinclair is structured as a principal practice, which means the people you meet in your first session are the people who will manage your mandate for its duration. We do not have a large back-office team that handles implementation while you interact only with a relationship manager. Edward or Miriam leads every new engagement; Radu and Teodora are brought in directly when a mandate requires their specific expertise. This model demands a limited number of concurrent client relationships — which is precisely why it works. As of 2024, the firm works with fewer than sixty active mandates, a deliberate choice that preserves the quality and depth of attention each client deserves.
“What I value most is that when I call, Edward answers. Not an assistant, not a call centre. I have been a client since 2016 and I have spoken directly with him or Miriam every single time I have needed guidance. After the 2020 market turbulence, they called me before I called them. That is the relationship this firm offers.”
Constantin D., Iași — private client since 2016
Hartwell & Sinclair is authorised and regulated by the Romanian Financial Supervisory Authority (ASF) as an independent financial advisor. Edward Hartwell holds the CFA charter awarded by the CFA Institute. Miriam Sinclair is a Fellow of the Institute and Faculty of Actuaries. The firm is a member of the Romanian Association of Financial Advisors (AAFI) and maintains professional indemnity insurance of €5 million. All client assets are held with independent, regulated custodians — Hartwell & Sinclair never holds client money directly.
Use our contact form or call us on +40 732 441 880 to arrange an introductory call with Edward or Miriam at a time that suits you.
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